Burglars Don’t Take Vacations

Burglars Don’t Take Vacations

While you’re away on vacation, the last thing you want to worry about is burglars invading your home and stealing your personal belongings. So before you leave, take these precautions. They’ll help protect your property and give you peace of mind.

§ Lock all windows and use dead-bolts on exterior doors. Install security bars on sliding doors to prevent them from being lifted off their tracks.
§ Leave a few shades or curtains open to maintain a “lived-in” appearance.
§ Set light timers in a few rooms so that it appears people are at home when it’s dark.
§ Stop newspaper delivery so that papers don’t pile up at your door.
§ Store cash, jewelry and other valuables in a bank safe-deposit box.
§ Don’t leave an outgoing message on your answering machine announcing you are on vacation. Lower the volume on the machine and your telephone ringer.
§ Install outside lights, preferably with motion detectors.
§ If you can afford one, install and activate a security system. Or at the very least, put security system warning decals on doors and windows to deter intruders.

Finally, ask your neighbors to keep an eye on your property and to notify you if they suspect a problem. Even better, ask a friend or relative either to house sit or to stop by daily to collect your mail, put out your garbage, and check that everything’s okay. Don’t forget to exchange the favor yourself.

For more information, please visit us at Liberty Mutual.com/JessicaHill.

Eagle View Lane, Suite 190
Lexington, KY 40509
859-223-1313 Ext. 53324

© 2009 Liberty Mutual Group. All rights reserved.

free friday!

check out this give-a-way...

go to blog below & enter to win this amazzzzzing leg shine!

i did! ;)

http://realdanagentry.blogspot.com/

happy birthday america!

This past weekend we celebrated America's birthday on Lake Cumberland with good friends, cheap beer, music, and camping! I believe I can speak for us all and say we had the best weekend ever!

the boyfriend & ii

love...

my best friend...miss whitney blanfordanthony's bf & my bf
i love summer...

It was certainly not easy getting up this morning and going back to the "real world" of Corporate America! However, one thing that always makes me day better is STARBUCKS!

In fact, one of the things that I enjoy most in life is Starbucks!

However...I can't stand the people that insist on talking loudly (and I mean LOUDLY) from across the room! On top of this, their conversation ranges from Justin Timberlake's movie career and how Kentucky Ale is a "terrible beer", which I highly disagree btw! Commoners of Lexington- please leave your LOUD, ridiculous, and non-sense conversations at home! Thanks! :)

3 more work days left in the week! Yippee! :)

Lady Liberty Cupcakes

Lady Liberty (MUTUAL) Cupcakes
Make this a monumental Fourth of July with this Liberty Torch, a sweet addition to any Independence Day gathering.

Ingredients

*Cake mix
*Flat-bottom ice cream cones
*Yellow or orange frosting
*Sugar wafers
*Orange and red decorators' gel

Instructions
To make a batch, prepare your favorite cake mix according to the package directions and spoon it into flat-bottomed ice-cream cones (a regular-size box of cake mix will make enough for about 24), filling the cones no more than halfway.
Set the cones upright in a baking pan, supporting them with crumpled aluminum foil. Bake according to the cake mix directions, following the time recommended for cupcakes. Allow the cupcakes to cool completely, then frost each one with yellow or orange frosting.
To make each torch's flame, cut 2 sugar wafers in half at an angle and stick them into the cupcake. Add orange and red frosting or decorators' gel, and you've got one hot -- and patriotic -- dessert.

HAPPY 4th of JULY!!!!!

-Jessica

family

decidating this post to my grandfather...
Ronald Blevins

In March we got found he had a brain tumor, the doctors did attempt to remove the tumor, but were unsuccessful. After two months of radiation, that did not help, now he is in his last days.

It's so sad. My grandparents was such a big part of my life, especially growing up.

Anyhow, I am looking forward to spending a quite weekend in with Anthony.
Anthony and I both work a TON...50 hour weeks at least and
I LOVE LOVE LOVE my friends, but somethings quite nights in are needed! :)

new website

CHECK OUT MY NEW WEBSITE!!!

LibertyMutual.com/JessicaHill

You can get all the information you need to contact me for a auto/home/renter's/ or life quote!!!

The House Hunt Is On

Plan Before You Purchase

Welcome to the American Dream. You have lots of home-buying questions, so let's get right to them.

How Much House Can I Afford?
What you can afford depends on:
*Your income
*Your expenses (particularly credit payments)
*Your debt load and credit score
*Other savings needs, such as retirement and college tuition
*The type of mortgage you seek
*How much of a down payment you can make
*Current interest rates

Numerous Internet sites have calculators to help you determine how much house you can afford. Visit several of these from different sources: banks, real estate agents and independent sources, such as news sites. Just make sure you understand the underlying assumptions. For example, Yahoo! Real Estate's calculator defaults to a 30-year fixed-rate mortgage, a debt-to-income ratio of 36 percent and housing expense at 28 percent of monthly income, though it permits adjustment of these and other assumptions.

What Affects the Price of a Home?
Your preference for certain home features may up the cost to the purchase or add value, affecting your resale price down the line. If you don't need that third bedroom, why pay for it? Here are some things to consider:

Single Family vs. Condos, Townhouses or Cooperatives — Single-family units may be more expensive than comparable multi-family ones, and you have greater control over their value. Multi-family units generally require less maintenance on your part, though you'll pay for shared maintenance costs through fees.

Bedrooms and Bathrooms — Families generally request at least three bedrooms. For bathrooms, the magic number is two. If there's room, it might be worth adding another bathroom or converting a den into a bedroom.

Square Footage — Bigger is considered better and therefore more expensive. But for an individual buyer, layout is the more important consideration. A well-designed floor plan can make smaller spaces seem bigger.

Condition — A fixer-upper may seem a bargain, but proceed with caution. Improvement projects, particularly on older homes, often have hidden costs.

Streets — Cul-de-sacs are the No. 1 preference of families with young children. Corner lots may be larger and could mean less-visible neighbors. Busy streets mean noise and lower value — but if that doesn't bother you, you might find a bargain.

School District — A good public school system boosts the price of most homes. If you don't have children, this might not be a factor — except when it comes to reselling down the line.

How Long Should It Take?
The Internet will help you narrow your choices quickly. Meanwhile, a good real estate agent listens to your wants and needs and only shows you the homes that meet them. After seeing a few, circle back to your top choices. Your real estate professional will be able to guide you through the process of narrowing your choices and making an offer. A typical real estate contract allows 30 or 60 days before closing for paperwork, financing, inspections, title search and other considerations.

Happy House Hunting! :)

-Jessica